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GTUCCU Highlights Financial Growth, Pushes for Digitization at Annual Delegates Meeting

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Delegates of the GTUCCU

By Fatou Sillah

The Gambia Teachers’ Union Cooperative Credit Union (GTUCCU) held its Annual Delegates Meeting on Saturday at the Baboucarr O. Joof Conference Center in Brikama, highlighting the institution’s financial growth and plans to use technology to broaden access to its services.

The meeting, held under the theme “Digitization to Enhance Access to Service Delivery,” brought together members and delegates to review the credit union’s financial performance, assess its activities, and consider priorities for its future growth.

The gathering also offered an opportunity to reflect on GTUCCU’s more than three decades of providing financial services to teachers and other education workers, including savings programs and affordable loans.

Dawda Kujabi, the chief executive officer of GTUCCU, said the institution had made significant progress but acknowledged that challenges remained. He said its leadership would continue introducing new strategies aimed at improving efficiency and strengthening services for members.

“Every year, we’ll change the game; every year, we will see new things,” Mr. Kujabi said. “So long as we are alive, we are going to set new themes and new strategic directives and objectives in ensuring that GTUCCU becomes one of the most efficient financial service providers in this country.”

He said that ambition reflected a commitment by the credit union’s leadership to continually adapt to the changing needs of its members.

Foday Sanyang, the chief executive officer of the National Association of Cooperative Credit Unions of The Gambia (NACCUG), described GTUCCU as the country’s largest credit union and said it was also among the fastest-growing credit unions in West Africa.

Mr. Sanyang stressed the importance of innovation as financial institutions respond to technological changes and the evolving expectations of their customers. For credit unions, he said, embracing new technology is increasingly important to remaining accessible and competitive.

Louis Moses Mendy, the permanent secretary at the Ministry of Basic and Secondary Education and the meeting’s chief guest of honor, said digitization could help eliminate some of the geographical barriers members face in accessing financial services.

Mr. Mendy said the theme of the meeting was particularly relevant to the education sector, whose workers are spread across communities throughout the country. Expanding digital services, he said, could give members more equitable access to GTUCCU’s services regardless of where they live or work.

The emphasis on digitization reflects a broader effort by GTUCCU to modernize its operations while maintaining its cooperative mission of improving the financial well-being of teachers and education workers.

As the institution looks toward its next phase of growth, officials said technology and innovation would be central to expanding access, improving service delivery, and ensuring the credit union’s long-term sustainability.

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